Services

Insurance & Fees

We believe that understanding the financial side of therapy shouldn't add to your stress. Here's everything you need to know about our fees, payment options, and how to use your insurance benefits.

Session rates

ServiceDurationRate
Individual Therapy50 to 60 min$130 to $200
Couples Therapy50 to 80 min$150 to $230
Family Counseling90 min$150 to $225
EMDR Therapy90 min$150 to $225
Free Consultation Call15 minNo charge

Fees are subject to change; your counselor will confirm current rates before your first session.

You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost

Under the law, health care providers need to give patients who don’t have certain types of health care coverage or who are not using certain types of health care coverage an estimate of their bill for health care items and services before those items or services are provided.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any health care items or services upon request or when scheduling such items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
  • If you schedule a health care item or service at least 3 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 1 business day after scheduling. If you schedule a health care item or service at least 10 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after scheduling. You can also ask any health care provider or facility for a Good Faith Estimate before you schedule an item or service. If you do, make sure the health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after you ask.
  • If you receive a bill that is at least $400 more for any provider or facility than your Good Faith Estimate from that provider or facility, you can dispute the bill.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises/consumers, email FederalPPDRQuestions@cms.hhs.gov, or call 1-800-985-3059.

How we work with insurance

Mental Health Counseling Group operates on a private-pay basis, meaning all fees are paid directly to our practice at the time of your session. We do not bill insurance companies directly. However, we make it easy to seek reimbursement from your insurance provider.

On request, we provide a detailed receipt called a superbill. This document contains all the information your insurance company needs to process an out-of-network reimbursement claim, including:

  • Provider credentials and license number
  • Service codes (CPT) and diagnosis codes (ICD-10)
  • Date and duration of service
  • Fees charged

Before your first appointment, we recommend calling the member services number on the back of your insurance card and asking:

  1. Do I have out-of-network mental health benefits?
  2. What is my out-of-network deductible, and how much has been met?
  3. What percentage of the session fee will be reimbursed after the deductible?
  4. Is there a limit on the number of sessions covered per year?
  5. Do I need prior authorization for outpatient mental health services?

Many clients are pleasantly surprised to learn that their out-of-network benefits cover a significant portion of therapy costs. Reimbursement rates and eligibility vary by insurance plan; we cannot guarantee that your provider will cover our services. If your insurance has specific requirements for reimbursement, such as particular licensing credentials or diagnostic criteria, please inform your counselor during your initial consultation so we can ensure all necessary documentation is provided.

Why private pay?

Many clients wonder why we've chosen a private-pay model. Here are the key benefits:

Privacy

Your therapy records stay between you and your counselor. Insurance companies often require a mental health diagnosis on file, which becomes part of your permanent medical record.

No session limits

Insurance companies frequently cap the number of sessions or require re-authorization. Private pay means your treatment plan is determined by you and your therapist, not an insurance reviewer.

Full clinical freedom

Your counselor can use the therapeutic approaches that work best for you without restrictions from insurance protocols.

No waitlists

We can often schedule new clients more quickly than insurance-paneled practices.

Payment information

We accept credit cards, debit cards, and HSA/FSA cards. Payment is due at the time of each session.

Cancellation policy: We require 24 hours' advance notice for any session cancellation or rescheduling. Late cancellations or missed appointments are subject to a $50 fee. This policy helps us maintain availability for all clients.

Locations & contact

We see clients in person at our offices in Katy, Sugar Land and Fulshear, and by secure video anywhere in Texas. Our Austin practice meets by video only.

  • Katy: 5502 4th Street, Katy, TX 77493 · (281) 944-5416
  • Sugar Land: Three Sugar Creek Center, Ste. 100, Sugar Land, TX 77478 · (346) 567-7691
  • Fulshear: 5757 Flewellen Oaks Ln, Building 5, Suite 501, Fulshear, TX 77441 · (346) 233-1513 · Not taking new clients at the moment
  • Austin: Virtual Appointments Only · (262) 354-4684